Things to Know About Wisconsin Medicaid Programs

The Wisconsin Medicaid program is in place to help a variety of residents receive the health care they require.

Do you have reason to believe that you qualify for coverage? Do you have reason to believe that a loved one may be able to receive benefits now or in the future?

While some people know that they don’t qualify for Medicaid, others have come to find that all they have to do is apply in order to receive benefits. Remember this: if you have any reason to believe that you qualify for Medicaid, now’s the time to learn more about your eligibility. Do you really want to miss out on benefits when you could be receiving something that will make your life easier?

Wisconsin’s ForwardHealth Medicaid plans are detailed on its website. In short, this coverage is available to the elderly, blind, or disabled. This includes the following:

• People who are age 65 or older
• People who are blind or disabled
• Those with family income that is below the monthly program limit
• Those who are a citizen of the United States or legal immigrant

With all this in mind, you probably have a better idea of if you are eligible for Medicaid. What you may not realize, however, is that you still need to meet certain requirements.

The type of plan you may be eligible for depends on factors such as your income, assets, and the type of health care you require.

Here is a list of the Wisconsin Medicaid programs:

• Community waivers. This program is meant to help the elderly, blind, or disabled who currently live in their own home, as opposed to a nursing home or state institution.
• Emergency services plan. This is meant to cover nothing more than the medical services associated with the treatment of an emergency.
• Family care. One of the most popular programs, it provides long term care for the elderly or those with developmental and/or physical disabilities.
• Medicaid deductible. This comes into play if you have large medical bills and your income is in excess of the Medicaid program income limit.
• Medicaid purchase plan. In short, this provides health care for people who have a disability but still work.
• Tuberculosis related services. If you require treatment for tuberculosis, this type of program could provide the assistance you require.
• Well woman Medicaid plan. Designed to assist women who have been diagnosed with or require treatment for cervical and/or breast cancer.

Now that you better understand the many Wisconsin Medicaid programs, it’s time to take the next step: applying for benefits.

The state’s Medicaid website has all the information you need to begin the application process. There are three simple ways to apply for benefits:

• You can visit ACCESS.wi.gov to apply for benefits. This is the fastest, simplest, and most efficient way to apply for Medicaid.
• Apply in person or via phone. Either way, this is the right step to take if you think you’ll need help with the application process.
• By mail. You have the option to complete a paper application as a means of applying via mail.

Note: it doesn’t matter which one of these steps you take, you must provide accurate and thorough information on your application.

Conclusion

This is the most basic information associated with Wisconsin Medicaid programs, but the details should help you understand what you should and should not be doing. Even if you find that you don’t qualify for one of these programs right now, you never know if your situation could change in the future.

Medicaid planning and estate planning go together hand in hand. If you want to learn more about your options, request our free report entitled “15 Common Reasons To Do Estate Planning.”

With this report guiding you, it’s easier to understand the steps you should take in regards to your estate plan. Taking this one step further, you’ll gather important information on everything from Medicaid planning to creating a trust.

Don’t wait another day to turn your attention to the many Wisconsin Medicaid programs. You may find that you qualify for benefits at this time, which could help improve your health and financial situation.

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Stephanie Thompson, Estate Planning Attorney of Krueger Hernandez & Thompson SC

As the owner of Krueger Hernandez & Thompson SC, it is Stephanie’s mission to address each client’s goals for their estate plan. By identifying their wishes and concerns she can educate, guide, and counsel on the different tools and options that will effectively and efficiently accomplish those goals.

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