Nobody wants to be involved in a motor vehicle accident, but many people are forced to deal with this. There is nothing more important than your health. Following an accident, don’t hesitate to seek medical assistance. Even if you don’t feel poorly, it makes sense to be examined by a medical professional. Remember, it is better to be safe than sorry.
It is your hopes that the other party (or parties) involved in the accident has insurance. Even though this is required by the state, it doesn’t mean that everybody obeys the law.
If you are involved in an accident with an uninsured driver, there are a few things you should do:
- Contact the police. This is important with any car accident, but even more so if the other party is uninsured. Having a police report can go a long way in making your life easier in the future.
- Exchange information. It is at this time when you may realize the other party doesn’t have insurance. You will not be able to collect his or her insurance information, but you can at least gather his or her name, contact number, and vehicle details.
- Contact your insurance company. You should not delay in taking this step. How your insurance company reacts depends on many factors, including the amount of damage to your vehicle and your policy. Do you have uninsured motorist protection? If so, your insurance agent can help. If you don’t, there is less they can do for you.
Were you injured in the accident? As noted above, you have to take care of your health above all else. Once you are stable and in position to think about what happened, it may be time to consult with an attorney. It may sound like you are out of luck, since the other party does not have insurance, but this isn’t necessarily true. When you contact us, we will dive right in and help you better understand your options.