From the date of your injury until you have reached an end of healing, you get temporary total disability benefits which are two-thirds of your weekly wage, up to the maximum rate for the year of injury which is set by law.
In most cases, your first payment will be made by the insurance company within two weeks of your last day worked. Even if you dispute the amount of your check and feel you are entitled to more, you may cash your compensation checks without fear of losing any of your legal rights to more compensation.
After you have reached an end of healing or healing plateau as it is sometimes called, your doctor will determine if you have any permanent disability. For permanent disability, you will receive additional compensation. If you are paid without what is referred to as a “settlement” your permanent partial disability benefits are paid monthly, not in one lump sum.
Different injuries require different compensation. Back and neck permanent injuries are compensated in a different manner that involves a determination of future wage loss or what is called loss of earning capacity. These loss of earning capacity or vocational retraining claims can be very complicated and large resulting in the insurance company using experts and of course lawyers. For that reason, especially in cases with back and neck injuries, you should retain the services of an experienced worker’s compensation attorney.
If you or a loved one have been injured on the job and have any questions about your payments, medical treatment or issues pertaining to your claim please contact me for a no cost, no obligation consultation. There is never a charge for an initial consultation and these cases are handled on a contingency fee meaning there is no payment for our fees until and unless there is a recovery. In Madison contact (608) 824-9540, in Baraboo contact (608) 356-3961 or statewide contact (866) 455-2993.